Dear Republicans Who Oppose Obamacare: I Have the Perfect Solution — An Opt-Out Contract

Obama_PointingIf there’s one thing Republicans have done these last few years in Congress (and by “if” I mean they’ve basically only done one thing) it’s been holding votes to repeal “Obamacare.”

38 votes to be exact.

How does that old saying go — “Insanity is doing the same thing over and over again and expecting different results.”  That about sums up House Republicans.  They’ve spent millions of dollars in taxpayer money voting to repeal a law which stands absolutely no chance at being repealed, just so they can use those votes in political campaign ads whenever they’re up for re-election.

But since right-wing Republicans love their rhetoric and propaganda when it comes to the Affordable Care Act, I think I’ve found a solution.

The ability to opt-out.

Oh no, not just an opt-out for “Obamacare,” an opt-out for all health care treatment.

See, the mandate provision in the Affordable Care Act is meant to ensure everyone purchases insurance.  In this country we have a huge problem where people that don’t have health insurance are flooding emergency rooms, racking up huge medical bills and then never paying them.

But don’t be fooled, health care providers aren’t losing money.  They just jack up the cost of treatment for everyone who does pay.  So while people who oppose Obamacare love to say, “I don’t want to pay for another person’s health care!” — that’s exactly what they’re doing anyway.

Hell, what do you think health insurance is in the first place?  It’s a pooling of money from a group of people to lower out of pocket costs.  Your premiums are impacted by more “at risk” individuals.  The “take” from health insurance isn’t the same for everyone.  Some people are more prone to illness and use health services much more often than healthier individuals.  And yes, while their premiums might be higher, don’t kid yourself — you’re still paying for part of their coverage.

So what the mandate does is ensure we all pay, because most Americans will be required to have health coverage.  You know, it’s that whole “personal responsibility” thing Republicans constantly harp on.

But I’ve come up with a plan for those Republicans who don’t want to take “personal responsibility” for themselves.  It’s a simple opt-out for health care coverage.

See, they can’t just opt-out of Obamacare, because that won’t prevent them from strolling into an emergency room, racking up bills and not paying them.  Or waiting until they get sick, signing up for insurance to get treatment, then dropping it as soon as they’re better.   Which will then drive up the cost for the responsible people who followed the Affordable Care Act.

So I’ve proposed a simple opt-out which gives them the ability to not be forced to abide by the rules of Obamacare, but also prevents them from passing their responsibilities onto all of us who do choose to follow the rules.

It will read something like the following:

acaoptout

 

 

 

 

How many would be willing to sign this?  I’m guessing not many.  Which goes to show their hypocrisy.  You see, they want to oppose a national mandate which requires citizens to obtain health insurance — yet they won’t sign away their rights to medical care that they won’t be able to afford.

Which of course would be passed on to those of us who do pay for health coverage.

And while I know a waiver such as this would never exist, and would punish innocent children who just happen to have the unfortunate luck to have been born to ignorant parents, it’s an option I would love to see Republicans presented with to see just how many would suddenly call it “ridiculous” or “radical.”  How many would suddenly backtrack on parts of their rhetoric, while still opposing the Affordable Care Act?

Because at the end of the day, it makes for great political rhetoric to oppose a national mandate which requires Americans to have health care insurance.

But I’m willing to bet the vast majority of Republicans who oppose Obamacare wouldn’t sign away their right to access health services if they chose not to purchase health insurance (and had to pay the full cost before treatment).

The reality is, to most Republicans, “personal responsibility” is just for other people.

Allen Clifton

Allen Clifton is a native Texan who now lives in the Austin area. He has a degree in Political Science from Sam Houston State University. Allen is a co-founder of Forward Progressives and creator of the popular Right Off A Cliff column and Facebook page. Be sure to follow Allen on Twitter and Facebook, and subscribe to his channel on YouTube as well.

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  • Justin

    As a Canadian, I’d like clarification on something. Have the 38 votes to repeal the Affordable Care Act all been by your 113th congress? Or does this include the previous administration as well? If it is the former, then that would almost make it weekly votes to repeal something that is all but set in stone. And that is just inconceivable.

    • Ian Carter

      No Justin. The 39 votes are counted from when the Republicans took control of the House of Representatives in Jan. 2011 after the 2010 election. One congress lasts for two years so those 39 votes are from the 112th and 113th congresses combined. .

    • Matt

      It has been subject to repeal efforts from the 111th (2009-2010), 112th(2011-2012), and 113th(2013-2014) congress. There have been seven votes so far this year, so more like one for every month congress has been in session. Hope that answers your question, but monthly votes to repeal a concrete piece of legislation is still ridiculous in my opinion.

      • Allen

        agreed

    • Melony

      Actually, Congress has been in session approximately 336 days since the legislation was passed in March 2010, so with 38 attempts, that makes an average of one appeal every 8.84 days that they were in session. They’re not exactly the brightest crayons in the box, are they?

    • Glenna Jones-Kachtik

      It is actually 40, maybe 41 now.

      • Marty Zonkoski

        42 to Repeal…..1 to Defund, so 43 total

        #DefundCongress

    • Carol Adrian

      by the 112th and 113th congresses. obama is in his second term so it’s over the course of three years.

    • Andrew Campbell

      To be fair not all the votes are necessarily only votes to repeal, there have been many changes to the law as lessons have been learned from that State of Massachusetts that legislatives identified as needed fixes. So some of those votes to repeal (9 maybe out of 41) have been related to legislation put through to make minor changes to improve the Affordable Care Act.

      People who oppose this don’t understand transparency and how the internet shining a light on previously dark places drives prices down. Exchanges promote competition because of the transparency and ability to compare. Any web based business owner understands commoditization and that is what is going to happen to health insurance, this always results in downward pressure on pricing and eventually expansion of additional cheaper benefits like vision, dental, etc.

  • uniongirl

    Justin, those 38 votes are over the last three years. I agree that it’s insane, and a waste of my tax payer money, but I don’t get to vote for but a few of those in congress.

  • RHDIV

    Actually, all the Teabagger Congressmen that rail against “socialized medicine” should have their government sponsored health care repealed immediately. After all, if you’re against “socialized medicine” then you should put your money where your mouth is and stfu about it.

    • timmmahhhh

      Yep, I forget who but still remember the teabagger just elected to the house who howled that his government healthcare would not kick in until after the first month. Hypocrisy be thy name.

      • RJGuadagno

        By the way… That is Government Healthcare FOR LIFE! How sick is that?

  • MrWereman

    Vote out all Republiclowns. Drop mic, walk away.

    If only we could educate the few of us who still actually believe they’re looking out for the greater good.

    • CherMoe

      There’s nobody with a brain that thinks that, so that tells us how many really stupid people there are in this country who will still vote for them.

  • VegasJamie

    The evil side of me would say make it mandatory if you are a registered Repub. lol

    • Stiles

      I would have no problem with that. I am a registered Republican. I honorably served my country and now received V.A. benefits, which covers my medical costs, which are high. I do believe that the Republicans are spinning their wheels on this issue however. My problem with the whole “Obamacare”, plan is the control the federal government is going to have over health care issues. That is something I am familiar with being in the V.A. health care system. For example, not being able to put on a “Non-VA approved” medication, even though it is the better choice of medication according to my Primary-Care Provider.

      • Ron Carr

        Spoken like someone who has options, as opposed to somebody who doesn’t. YOU will still be able to choose your primary care insurance providers. In fact, the whole system is a boon to insurance. Do you hear them (insurance companies) complaining anymore? I don’t think so, they are looking too forward to their windfall bj.

      • Stiles

        Well you are right about that Ron, I am lucky in the fact that I do have some options. I do believe that offering insurance to everybody is a good thing, I just have a problem with some of the regulations and who decides what is “Good” health care and what is too expensive. Of course I deal with that in the V.A. system myself.

      • Amanda Rettke

        Which regulations are you referring to, and who is deciding what is good health care?

        So you’re in the VA, but do you not have experience with private insurance?

        All insurance I have ever had, whether it be public assistance or private through an employer, I have been issued a book of benefits. It explains what I am allowed to have and what isn’t covered.

        The point others are making that you seem to be disregarding is that your complaint about the VA is not exclusive to a government entity.

        The difference is… a government program places limits because it MUST work on a budget.

        A private insurance company places their limits based on the greatest amount of profit they can make from their customers.

        Why this situation makes government the evil one is something I’ve never been able to understand. Someone making care decisions based on profit seems infinitely more wicked than care decisions being made in an effort to help as many people as possible.

      • Stiles

        Yes I do have experience with private insurance. It was an HMO and terrific. Covered everything, including the complete cost for the birth of my two children, without any co-payment for the hospital stay.

        Don’t get me wrong, I am not against OCA, I just have my concerns about it. Of course as several of you have pointed out, insurance companies are looking out for their profit margin and have nothing to gain from accepting claims.

        But won’t the government being doing the same thing to some extent? “Sorry you are too old to justify getting a hip implant.” I just want my doctor to be in charge of my health care and not some government bureaucrat, who has decided a certain procedure is not justified because of my age or some other excuse.

        I guess I have been very lucky, my experience with private insurance was very good. Now my experience with the VA, has had its ups and downs. Not familiar with Medicare, but as an earlier writer informed me they were much happier with it then private insurance.

        I truly hope OCA, works out great, nobody gets their job cut back to part time and everybody has equal access to health care. I just am not getting that vibe yet.

      • Roseann Pascoe Blackburn

        I have dealt with private health insurance companies, county workers health benefits, and Medicaid for my disabled adult son. I can tell you this by my amazement to the experience, Medicaid (a government run program) has far exceeded the quality of the other two. Ease of appointment making, specialist referrals, prescription approval, and the quality of the physicians. In the past I had thought as you did that having a multitude of choices would help guarantee low cost choices and or quality. Unfortunately it appears that the goal of all our insurance choices is making a profit through care denials, and less quality.

      • Sams__Computer

        Who Decides? You Decide – You choose say a great Kaiser Provider and (Kaiser-Not-Govt) decides how to take care of your health & meds.

        The difference is under O.C.A. Affordable Care Act – All our cost go drastically down -AND- the Kaiser’s are happy with big new profits. Why do you think their all so quiet today as they wait for all the money coming to them.

        If you don’t like Govt Control at the V.A. – Then go shopping for one of the OCA options – And you can will always be welcomed back to the Govt V.A.

      • JenniferAnn

        Currently, my health care options are dictated by a man I’ve never met, in a state I’ve never been to, who looks at my file and only approves what is cheapest for the company. Really, very little changes on who gets to say no.

      • Perry

        I too have many medical issues and have the VA as my healthcare provider. You can pay for non VA meds out of pocket. You get a recommendation from your primary and take it to a non VA Dr. who will most likely write you a script. It is expensive but it’s the same for people with healthcare having to use whatever providers are in their network. From what I’ve read “Obamacare” isn’t really going to have any direct control over peoples healthcare, the insurance companies will which is the same as it is now. The only government control is making sure you have insurance and making sure the insurance companies don’t refuse you for pre-existing conditions or dropping you when you get sick. Besides that Medicare is government run and I don’t hear many complaints about it.

      • BD

        But the Federal government won’t have any control over anyone’s health care. They are regulating health INSURANCE, not health CARE! Of course those who recieve Medicare or VA care are controlled by the government because the government is paying. Most private health insurers are even worse when it comes to limiting what they’ll cover, after all their primary concern isn’t their customers’ health, it’s the health of their stock prices and their shareholders profits.

      • Guest

        There is no lifetime limits any longer. You can still see your same doctors.

      • Sams__Computer

        Hi Stiles!
        As a Vietnam Veteran for many years – When V.A. provides Meds – Yes, at first I get the lower cost option, but if it’s not effective they provide me with the more expensive options. Outside my V.A. Health System – The costs of Meds under O.C.A. care act will be even more affordable – Everyone’s cost for everything goes down when we all join up with O.C.A. – But for now I like V.A.

        While you’re worried about the Control of Feds – History has proved “WE” must be more afraid of the Profit Driven Private Sector. For example – Kaiser is highly rated and deservedly so – But I found Kaiser while very good, they were much more expensive so I’m staying with my V.A. where BTW: Bottom line with all things considered I like my V.A. Govt. Control better than my private profit driven options that are controlled by folks I don’t trust as much as our Socialized Care. Social Security, Medicare etc.

      • Stiles

        Sam,

        I truly hope you are right about the cost of medical services going down under the OCA. I know the insurance companies are happy, but they also have been raising their rates not lowering them. Of course OCA, has not been implemented yet, so I will give it the benefit of the doubt. I am in the process of trying to get a better med approved for my use, of course you know the VA system, does not move real fast.

      • Amanda Rettke

        Gwah… this is longer than I expected, Stiles, because I wanted to address all 3 things you specifically stick on:
        ~~~~~~~

        1. Regarding people being dropped to part time– many of your fellow republicans keep telling us that we should just trust the private sector to do the right thing on any number of issues, and that’s why we need smaller, simpler regulation on business. That we don’t need the government to legislate every little thing.

        All these “every little thing” laws that we have that make it so complicated and long is because when there’s a loophole, experience says we can actually trust businesses to drive a bus right through it. We have to write laws that try to account for these loopholes to prevent it.

        I wish, along with republicans, that it were not necessary to regulate everything.

        The fact that businesses reduce hours to shirk responsibility to employees is a reminder of what we can expect in the absence of regulation to force some things. Why is that necessary?
        ~~~~
        2. Regarding health costs going down– of course they’re not going to decrease for the consumer. Reduced costs for care will result in greater profits initially for providers and potentially insurance companies. Savings due to technology and materials are rarely passed on to the end.

        What it will affect is how quickly the costs grow.

        A quick example: If I make widgets for $3, and sell them for $5 and they always sell well at that price, when I find a way to make my widgets for $2, I am unlikely to reduce my price from $5 unless something forces me to (like competition).

        Competition doesn’t really exist in health care. People don’t shop for the cheaper ER… and most people I think would be uncomfortable trying to find a “cheaper” surgeon, given that we have a “you get what you pay for” mentality. No one wants to skimp when their life is on the line.

        Because market forces function differently in health care, pressure to keep costs down has to come in another way. Tying in with again the “fewer government restrictions” mantra, we can wish that hospitals and insurance companies would be working together to not only profit, but try to keep prices down for people. However, the runaway costs for care in our country show that’s not what happens.
        ~~~~~~
        3. And finally, regarding your good experience with private insurance… I have to ask you to consider why you are using the VAs services exclusively rather than getting private insurance that you feel treated you so much better. If the VA is not covering the better drug, surely your private insurance will?

        Whatever your reasons (not necessary for you to share them, I am not trying to force you to give out info)– I would like you to allow for that fact that non-veterans can have those same exact reasons, and not even have the VA to fall back to, as undesirable as the VA is.

        What if you had whatever your problems are, but did not acquire them in the military? What if you were hurt on a vacation or while working on your house? Or shot by some lunatic? Would it be appropriate to say that you made your own problems? That you deserve to only get care when the pain gets so bad you go to the ER, and they stabilize you and send you home? That it was your own LAZINESS that resulted in you not having coverage?

        There’s thousands of hard working people who can’t afford care, and no VA to complain about.

        Obamacare might not be perfect… but no man-made system ever will be perfect. But we have to try.

        The VA isn’t treating you very well… and it’s slow and inefficient. Do you suppose maybe we should just scrap it and save the money?

        I don’t — I think you deserve care. All people deserve care.

      • Stiles

        I agree that all people deserve care, I just have my doubts about Obamacare being the correct answer to that, but as several of the people on this site have pointed out, it is better than not having anything.

      • biocane

        If the Affordable Care Act is NOT the correct answer to our health care dilemma, it might be incumbent upon every legislator who continues to vote for it’s repeal to suggest a legitimate alternative.
        “Let the ‘free’ market decide who lives and who dies” is NOT an option.

      • Stiles

        I am also worried about people who are getting their hours cut to part-time in preparation for OCA. Now I would like to see some type of legislation to prevent this. It has already happened to a friend of mine, now he is making less money and has no insurance until OCA is fully implemented. If it ever does get that far.

      • Stiles

        I also wanted to thank you for your service during the Vietnam war Sam.

      • xnerd

        all of the prescription limitations associated with the va, are the handy work of republican legislators.

        the dems have always fought these limits ironically.

      • Stiles

        Actually that doesn’t surprise me. I am a registered Republican, that doesn’t mean I agree with everything the party has done.

    • Don

      …or a congressman who voted to repeal/defund the ACA…

  • Does anyone not see that the A.C.A. is intended to set up what is like a huge group insurance ‘menu’ where you can pick the best one for your needs and because the pool is so large, the costs are kept down? It’s not that much different from the ‘menu’ that federal employees have to pick from. That menu includes companies that have to meet a certain set of criteria to even be added to the list. But they clamor to be on the list because there are so many federal employees that they stand to make money regardless. Get it?? It’s still free-market. It’s still competitive. The relatively minor annual ‘penalty’ for individuals that opt out is not really different from the fine you pay if you’re caught driving without at least liability auto insurance. You’re not on the road by yourself. Unlike an auto accident that you may never have, the odds are 99.99% that you will get sick one day. Will you recoup what you’ve paid in over a lifetime? Who knows. That’s not the nature of insurance. It’s to be there if/when you need it.

    • Kristina Senior Gardner

      This was literally the best explanation of the ACA I’ve ever seen. Bravo

      • lindylou

        Exactly, you buy insurance on your house and your car. You don’t really plan on your house burning down or your car totaled the day after you buy it.

    • Shuckler

      Then why is it, that my HMO plan was cancelled, and I am forced to go to a PPO, with worse coverage, and my health insurance jumps from $700/month (I have 3 kids) to $1300/month? I guarantee that none of you are business owners.

      • BrandonN

        And your guarantee would be wrong.

      • Shuckler

        Ha. Democrats don’t know what hard work is. Building a business is hard work, you can’t just sit on your ass and collect government checks.

      • diamondmask

        Yeah, Gates is a slacker.

        Try building your business without the collected efforts of society.

      • TrentC

        Lost my business – couldn’t get health coverage, we got sick, lost everything.

        Can’t run a business if you are sick.

      • The Green Devilish One

        Your HMO was cancelled because your insurance company blows. Nothing in the ACA calls for HMOs to be cancelled and replaced by PPOs.

  • thejigalo

    Simply a brilliant solution! These morons would end up going extinct in no time.

    • Allen

      you can get health care now w/out insurance – some hospitals base it on income numbnuts

      • Janice Woods

        Exactly. That is what we’re talking about; The law of averages. The more you have, the more you pay, Numbnuts.

      • Charles Vincent

        This a reply to my posts on another thread they don’t allow links so your post will be deleted. I have read it and you’re wrong the maximum is $2500 penalty and the average will be;

        “Under the so-called individual mandate, beginning Jan. 14, the charge for
        not obtaining health insurance will be $95 or 1 percent of household
        income, whichever is larger, The Hill reported. The penalty will
        increase to $695 per person, or 2.5 percent of household income, in
        2016, the Washington publication said. There will be a cost-of-living
        formula for future years.”

        this excerpt is from an Aug 27, 2013 article on UPI titled

        “IRS sets penalties for not getting healthcare insurance under ACA”

      • Glenna Jones-Kachtik

        Those hospitals (University System is one) use a sliding scale & you have to meet income requirements. You have to show proof of residency in the County the hospital is in. If you make too much you don’t qualify. It isn’t exactly insurance; but it does provide for care. I was on it before I got medicare. I still owe over $1,000 to the University Healthcare System & I haven’t used the CareLInk since February & my year ended in March of this year. That was what was “left” supposedly on my chart from the year before & they took almost $60.00 a month out of my bank account. So you want to tell me again about how fair this is???

      • Heather

        I need to know about these so called hospitals. We are having a fund raiser for a very sick man who cannot afford which means he is being denied health care. He would love to know about this insurance. Or magical care.

      • Glenna Jones-Kachtik

        Look up CareLink on Google. I don’t know where you live, but I assume that the University Hospital System has this in other states as well. It is intended for people who make under a certain amount each year. Everyone in the household ‘s income counts. You have to be a resident of the County where the Hospital is & you must requalify every year. To qualify you must have proof of income, proof of residency & a valid ID/TDL. They have a sliding scale based on your income. It isn’t exactly insurance but it allows you a PCP who will refer you to specialists as needed, prescription drugs & hospitalization – as well as X amount of time for PT. I don’t know how it will be deemed by Obamacare – but I am assuming since you get care & aren’t a burden to the taxpayers, it will be judged OK. I won’t kid you about the wait time for appointments & often it will only accept the generic forms of meds but the doctors are quite good – as well as all the specialists. Now that I am eligible for Medicare, & I have a United Health Care managed plan I was able to keep every doctor I had. Good luck.

      • Linda Phillippi

        I’ve never used it, but was offered charitable help from a Missoula hospital. Talk to someone in the billing department. There are good charities who are willing to help.

      • Jim Olson

        And who do you think pays for the unfunded portion of health care provided to those unable to pay, or who are given a subsidy based on their low income?

  • jamie fishman

    and while they’re at it, they should sign a waiver declining any medical treatment derived, in any way, from fetal stem cell research, if their opposed to that as well.

  • Stiles

    I am a registered Republican, and congress does need to move on to other issues, such as drill baby drill. Energy independence in 10 years is within the realm of possibilities if we start drilling now.

    • Robert Johnson

      Please do a little research go look and see whats the leading EXPORT of the USA the last few years then come back and tell me about energy independence! if we stop subsidizing big oil and then stop them from selling it on the world market we would be independent

      • Stiles

        You are absolutely right Robert, according to what I found since 2011 our leading export has been oil. I stand humbly corrected.

    • mijan126

      Sure, Stiles… let’s drill baby drill, while pipelines leak and oil
      rigs blow up. Let’s use fracking to squeeze every iota of hydrocarbons
      out of the ground while irreversibly polluting our groundwater and
      destroying essential water supplies for major population areas. Let’s
      drill wells with permeable caps so that methane can continue to leak
      into the atmosphere for decades after the well has “run dry” for
      commercial purposes. (I should mention that methane is 400 times more
      potent of a greenhouse gas than carbon dioxide.) Yes… let’s keep
      relying on hydrocarbons, and DELUDE ourselves with the notion that
      fossil fuels will last forever.

      Energy independence? Bull. The
      drill-baby-drill propaganda doesn’t actually support energy independence
      – it’s to increase profits for oil companies who are just going to
      export most of it anyway. The only energy independence will come from
      renewable resources. Until then, we’re just shooting ourselves in the
      foot.

      I’m a Veteran, and an Independent, and I care about the
      future of this country far more than I care about sound bytes and
      propaganda. Maybe you should think about what you’re really supporting.

      • Stiles

        Perhaps you are right, I will do some research and more thinking on the topic.

      • bangorlib

        Kudos to you! You are the very first Republican I have met who actually will consider facts presented and not get stuck in partisan politics. So refreshing!

      • Stiles

        Well thank you bangorlib, I try to get an open-mind and look at the facts. Sometimes, I get the facts wrong.

      • Stiles

        Well my top pick for energy would be nuclear, but that is because of my background in the Navy.

        You are absolutely right though I do need to think more about this topic, I stand corrected on a couple of misconceptions I had but I do have an open mind, and I am sure my opinions will continue to grow.

    • Rick Haste

      within 5 years with the way things are the USA will be the largest exporter of oil ,even more than the middle east look it up

  • ctiberius

    I’d absolutely sign that.

  • Ron Carr

    I have a feeling that the vast majority of people who are against the health care act get insurance provided free from employers or have medicaid ir medicare.

    • sdsue

      Agreed and they don’t really miss their portion of the cost since it is pretax and comes out weekly or bi weekly and on top of that the employer is paying the ither half. Consider that if you work for a large company with people from 18-66, each person contributes the same X amount of money for the same insurance plan. If you have private insurance the price changes due to age, conditions and has limits. It also not affordable as it stands now.

    • Shuckler

      Considering that 52% of this country is against it, and only 39% are for it, I believe your assumption is completely false. My premium is jumping from $700 to $1300 January 1st thanks to the ACA. I have a feeling that all those in favor of the ACA are not small business owners, but instead minimum wage workers with no existing coverage, and want the middle class to cover the cost of everyone’s health insurance.

      • MrLightRail

        Read the article again, dumbass. Plus, your plan most likely did not meet the standards of ACA, therefore was a junk plan. And, you most likely haven’t even went thru the exchange, yet.

      • BrandonN

        Stop repeating the lie that 52% of the country is against this. That percentage includes people who favor single payer over the ACA, but who are appalled by the old system (as any decent human being should be) that could offer insurance and have someone pay into it for years only to have the policy canceled when the person gets sick. The old system allowed for fraudulent insurance. I am a person who supports single payer because it’s better than the ACA. I am not part of your 52%.

      • TrentC

        So – you make so much money you don’t get Tax Credits?

        Maybe you need to adjust your budget and pay your own way?

    • Linda Phillippi

      not me. I pay my own way with true health care providers of MY choice. All have been willing to take payments at a rate I can actually afford. If my healthcare budget has to go to an insurance policy I won’t use,I won’t have anything left to pay for the health coverage I do use. What is fair about that? Will any of you mainstream medical users pay MY bill? I think not, and I don’t expect it. Pro-Choice!!!!

      • BrandonN

        Think you’ll be able to pay all those bills if you get disabled by cancer? Unless you’re a mullti-millionaire, you won’t be able to.

  • ellenabbott

    I take issue with the statement that all those without health insurance are not taking personal responsibility. We have never been able to afford health insurance and we have paid every medical bill presented to us for ourselves and our children while they were under our care.

    • larry

      Oh Really, How responsible of you! You probably don’t realize that medical bills cause something like 75% of all Bankrupts. A catistrophic illness can wipe out a life times savings and more. So Ellen, even tho you are responsible, you are also very very lucky and probably broke!

      • DoctorJ

        Yes, 75% of bankruptcies have some component of medical debt involved…And 75% of bankruptcy filers also already HAVE INSURANCE. So please don’t paint it as anything other than a vast, expensive new Entitlement, hiding 21 new taxes, and costing alot of people who were getting along before to get hit with lowered work hours as well as losing entire jobs, (and medical device manufacturers tripping over themselves to lay off as many as possible to downsize and/or move entire plants out of the country). Yes, some portion of the 15% who were uninsured will get health care subsidies – from the largesse of those taxpayers lucky enough to keep their jobs (and thus remain ‘taxable’), and those who can bear the spike in their former premiums. But many formerly working and happy people will be joining the ‘handout line’ as a result. I doubt they’ll be as thrilled as you seem to think they should be. We’ll see, huh? I know only 4 business owners, all in the service industries – but all 4 are chopping hours and jobs. I only know 2 people in medical device manufacturing – but both were told their plants would be closing. Small numbers, yes, but the coming job loss seems to be vastly under-estimated and under -reported. ‘For every action there is an equal and opposite REACTION’. Laws of science don’t bow to laws of Liberals I fear.

  • PitoDaddy

    The GOP has locked themselves into congress by gerrymandering themselves into GOP-voting enclaves around the country. What will it take to reach the minds of those working class GOP-voters who need and want healthcare for themselves and their families. This month millions of people oall over the country will receive rebates from their insurance companies, thanks to Obamacare. Now, I wonder what in the hell is going throught the minds of those GOP voters in gerrymandered districts and other places around the country when the get that insurance company rebate check in the mail with a letter explaining that their rebate check is mandated by the Affordable Care Act (Obamacare). How in the hell do they rationalize in their minds that money back in their pockets (thanks to Obamacare) is a bad thing that should be stopped? It only goes to show you how deeply their hatred and mistrust runs for President Obama and the Democrats who have brought us this law to address a serious need in our country, that they will benefit from in some way. FOX News and other right wing media outlets have wreaked havoc on the critical thinking and sense of self-preservation of millions of people.

  • David Wheeler

    I just need some clarification…..why are our elected officials not covered by Obamacare then?

    • pat

      they will be when 2014 arrives

  • Allen

    “Insanity is doing the same thing over and over again and expecting different results.” = 5 years of spending and things are just as bad, thanks Allen turdbag clifton, you’ve opened our eyes

  • Ron B.

    Did you, Allen, just use the word “hypocrisy” in your rant to refer to just the Republicans? Really. That takes a lot of chutzpah…but then, you’ve already shown you have that in spades (wait a minute…is that racist??). I love how you pick and choose, and dance through the vast minefield of political hypocrisy, to somehow point the finger at just republicans, while ignoring the vast amount of hypocrisy shown daily by the democrat-led administration we now have, as well as, the democrat-led Senate.

    Picking out just one, from the many to choose from, that you somehow missed…I’m sure it was an honest oversight…how about all of the exemptions that the administration is carving out from participation in the Affordable Healthcare Act? We can start with…the president, he and his family are exempt from enrolling. He had nothing to say when asked about it. Congress has made themselves exempt, even though they are the ones forcing this down everyone else’s throats; now they’re exempting from the cost side of it all of their staff. Unions, by-and-large, have been exempted (now they are crying about it all anyway and want further changes to their benefit). Of course, the enforcement arm (IRS) got their exemptions (they get to penalize those that don’t follow the rules while getting to stay out of it themselves…gotta love that one). These are the ones that most readily come to mind…but, maybe you didn’t know that somehow, which is why you didn’t mention any of them.

    So, before you so eloquently start condemning those damn republicans, why don’t you start at the top (the president), and then Congress as a whole, and vehemently attack them for not including themselves in this debacle off a healthcare plan, before you start doing your tip-toe dance of accusations and partisan remedies. You would have far more credibility from more than just your mutual admiration society if you did. As it stands…you’re no more than the partisan hacks you accuse those on the right of being.

  • Phil Harbison

    Many states that require liability insurance to operate a motor vehicle allow the option of posting a bond to guarantee they have the funds to pay any damages they incur. Perhaps we could allow that option for health insurance. People choosing that option should only be able to change their minds during open enrollment periods which should be brief and rare, and in this specific case an insurance company should be able to reject them based on pre-existing conditions. Otherwise, they’ll just game the system.

  • chrisclement

    Witnessed and marked on drivers license and plates. Tax credit, of course. One free bullet to the head if requested.

  • ellen

    I think that the congress members that are against The Affordable Care Act should give up their government funded health benefits, government funded pensions, etc. they need to do their work that we the people pay them for . Instead of all the paid vacations they take and do not complete their work. Really if you or I left on vacation before completing our work . we would come home unemployed .What is good for the goose is good for the gander. they need to put their money where their mouth is.

  • Dorothy Dill

    People should also realize that the same idiots working to sabotage the ACA are the same people who want to repeal EMTALA. If they have thier way, that is exactly what will happen. People who can not afford to pay for medical treatment will be turned away. Perhaps the republicans are working so hard to win this fight because it guarentees the poor can not vote when they are dead from lack of medical care.

  • Kristina Senior Gardner

    The disgusting thing is, the people opposing it (my parents included) for the most part, already have (a lot of time great) health insurance already. So it doesn’t REALLY effect them. My parents were literally complaining a few months ago about how horrible Obamacare is because now so many people go to the Doctor that it’s hard to get in, and you have to wait for a long time. I was like “Oh, mom, I’m sorry that other sick people are finally getting the treatment that they need.” She didn’t like that very much.

  • lindylou

    I suggested this a long time ago. In fact I first came up with this when the ballyhoo was over the government funding of stem cell research; the those who oppose it would sign a contract that they, or anyone dependent on them would not avail themselves of any treatment that was created due to the results of stem cell research.

  • Linda Phillippi

    Being uninsured for many years I have mostly stayed away from mainstream medicine as I had no need for it, relying on alternative health providers, self-educating, and prevention. There was an occasion where I thought I needed mainstream med. and the providers helped me rack up a few thousand dollars worth of useless treatments and we set up a payment plan. It took years, but I paid it and it was cheaper than any insurance available then and now. The experience taught me that I was right to be skeptical of that kind of medicine. But being responsible, I paid it. So, you’ve got a lot of nerve calling someone who doesn’t want to buy that brand of “healthcare” irresponsible. I AM responsible, and I AM on the right, alternative path for the real healthcare of MY choosing. I won’t tell you what kind of medicine you MUST use if you won’t insist I do what you do. Where is pro choice in all this?

  • diamondmask

    You would have to have a tattoo on your neck that a EMT could check for before he/she checked for a pulse.

  • alted1

    Maybe the reason people are “racking up hospital bills” is because they’re dirt poor. The Affordable Care Act doesn’t fix that. It just makes the insurance companies richer.