So You’re Not Able to Keep Your Old Health Insurance Plan? Good. It Was Probably Terrible Anyway

obama-1It’s only been a few days since Republicans seized on the news that “broke” about some Americans being unable to keep their current health insurance plan like President Obama said they would be able to.

And trust me, I get it.  People don’t like change, especially if that change might end up costing them more money.

But even while it’s only been a few days since Republicans pounced on this new right-wing talking point attacking the Affordable Care Act, I’m already sick and tired of hearing about it.

Because let’s face it, most of the people losing their current health insurance plans are losing them because they don’t meet the basic requirements set forth by “Obamacare.”

In other words—they sucked.

Were they cheap?  Sure.  Did they provide some level of coverage?  Yes, though usually at such minimal amounts, calling it “health insurance” is really just a bad joke.

For many of these individuals, if true tragedy struck, they’d be screwed.

Imagine having car insurance that only covers the first $500 in damages, while you’re left covering the rest.  What good is that “insurance?”  Better hope you never get into an accident where the bill ends up being tens of thousands of dollars—because all you’d be covered for is the first $500.

Which is essentially what many of these “health insurance” plans did.

Now, should President Obama had been more detailed in his message about “everyone” who wants to keep their current plan being able to?  Sure.  He should have added the words, “If your insurance provider continues to carry your plan.”  Had he said those words, then he would have been completely honest.   He misled some people and there’s no excusing that.

But then again, isn’t that just politics?

As much as voters say they want the truth, they really don’t.  I studied politics in school.  I met quite a few current and former politicians.  One of the main things I pulled from many of them is that voters really don’t want to know the truth.  Voters like being told what they want to hear.  And trust me, that is the truth.

That’s a reason why voters get so angry when a politician “lies” to them.  Because the truth of the matter is, voters wouldn’t have wanted to hear, “Once “Obamacare” rolls out, there will be quite a few problems and it most likely will negatively impact a few Americans.  In fact, some Americans will be paying more for insurance and the law really won’t benefit everyone.  But, trust us, in the long run—it’ll be great for the nation.”

You know who says that?  The politician in the no-name party who never gets elected.

“Centrist” politicians rarely win because they tend to tick off liberals and conservatives.  Hell, even as a writer I often get “my side” (liberals) angry quite often.  Any time I dare to call liberals out for hypocrisy, I get hammered.  If I ever suggest a conservative was right about something, I get hammered.  Basically any time I “reach for the middle” — I get hammered.

That’s why President Obama wasn’t completely honest about everyone being able to keep their current health insurance plan.

But the reality is, the vast majority of Americans will get to keep their current plans.  Yes, some will be paying more for insurance.  However, I’m willing to bet for every “horror story” Republicans put on television about someone paying more for health insurance, I can find you even more success stories about Americans paying less.

And yes, there will be some individuals who lose their current plans that were perfect for their needs.  For those people, it honestly does suck.  But those people will be the exception, not the rule.

But what are those who are losing their current health insurance plans really complaining about?  Better insurance?

Excuse me if I don’t feel all too incredibly terrible because our country passed a law that requires health insurance to actually provide real health coverage, not just the illusion of coverage.

Allen Clifton

Allen Clifton is a native Texan who now lives in the Austin area. He has a degree in Political Science from Sam Houston State University. Allen is a co-founder of Forward Progressives and creator of the popular Right Off A Cliff column and Facebook page. Be sure to follow Allen on Twitter and Facebook, and subscribe to his channel on YouTube as well.


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