Will the Delay in the ACA’s Requirements Further Expose the Greed of the Health Insurance Industry?

cancelled-policyFollowing the announcement that President Obama would delay the requirements health care plans must meet under “Obamacare” for at least a year, reactions have been fairly mixed.

Of course Republicans are saying it’s just a political move meant to calm the growing anger from Americans who were finding their current health insurance was being cancelled, something the president said wouldn’t happen.

Well—yeah.  This is politics, isn’t it?  Practically everything politicians say and do is politically motivated.  For proof of this, we don’t need to look any further than last month during the government shutdown.  That entire debacle was nothing more than a political stunt forced on the American people by tea party Republicans.

And while some aren’t buying into the one year delay for many of the Affordable Care Act requirements, the insurance companies seem particularly annoyed.

Which shouldn’t come as a surprise.  The move by Obama to delay the coverage requirements, thus negating the need to immediately cancel insurance plans for many Americans, now puts it entirely on the insurance industry.

See, Obama didn’t require that the plans not be cancelled.  He just said they didn’t have to be cancelled right now and people could keep their current plans for at least another year.  So what will these companies do?  To be honest, I don’t think they know what to do.

They seemed all set to simply cancel these plans instead of just upgrading them to meet the requirements put forth by the Affordable Care Act.  But now they don’t have to.  The question is, will they continue to cancel them anyway?  If they do, then it’s on them.  They won’t be able to blame “Obamacare” for the cause of these cancellations.  If these plans continue to be cancelled, it’ll be due to their greed and desire to push customers toward more expensive plans.

I’m sure they’ll claim that they don’t see a reason to continue plans that might be cancelled in a year, but these companies knew about the new requirements for a while now.  They are the ones who decided to wait until the very last minute to start canceling plans in what I believe was a calculated move by many hoping to capitalize on the anger Americans would undoubtedly feel as their health insurance plans were suddenly cancelled.

Only now—they don’t have to cancel these plans.

The question now shifts to, what will these companies do?  Will they continue to cancel plans, even though they don’t have to, or will they continue to provide current plans to Americans for at least another year?

Because if they continue to cancel plans, it’ll expose these companies that are willfully canceling plans that didn’t have to be terminated.  And don’t give me, “Well, what does another year do?”  Like I said before, these companies knew the requirements of the Affordable Care Act yet continued to offer substandard plans up until the very last minute.  Again, in an act that I believe was deliberately done.

They could have changed these plans years ago, but chose not to.  That wasn’t President Obama’s fault, that was their doing.

But on the heels of the news that the requirements for “Obamacare” are delayed for another year—I’m willing to bet, whatever option they choose, it won’t be done in the best interests of the American consumer.  Instead, any action they take will be in the best interest of their profit margins.

Allen Clifton

Allen Clifton is a native Texan who now lives in the Austin area. He has a degree in Political Science from Sam Houston State University. Allen is a co-founder of Forward Progressives and creator of the popular Right Off A Cliff column and Facebook page. Be sure to follow Allen on Twitter and Facebook, and subscribe to his channel on YouTube as well.


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